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San Francisco 49ers: Breaking down salary cap situations through 2018, 2019 and 2020

By Peter Panacy

LOS ANGELES, CA - DECEMBER 31: General Manager John Lynch of the San Francisco 49ers looks on from the sidelines during the second half of a game against the Los Angeles Rams at Los Angeles Memorial Coliseum on December 31, 2017 in Los Angeles, California. (Photo by Sean M. Haffey/Getty Images)
LOS ANGELES, CA - DECEMBER 31: General Manager John Lynch of the San Francisco 49ers looks on from the sidelines during the second half of a game against the Los Angeles Rams at Los Angeles Memorial Coliseum on December 31, 2017 in Los Angeles, California. (Photo by Sean M. Haffey/Getty Images) /
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HOUSTON, TX – DECEMBER 10: Jimmy Garoppolo #10 of the San Francisco 49ers celebrates with general manager John Lynch after the game against the Houston Texans at NRG Stadium on December 10, 2017 in Houston, Texas. (Photo by Tim Warner/Getty Images)
HOUSTON, TX – DECEMBER 10: Jimmy Garoppolo #10 of the San Francisco 49ers celebrates with general manager John Lynch after the game against the Houston Texans at NRG Stadium on December 10, 2017 in Houston, Texas. (Photo by Tim Warner/Getty Images) /

With quarterback Jimmy Garoppolo under contract for the next five years, Niner Noise explores the San Francisco 49ers’ cap situation through the year 2020.

For most teams, signing a quarterback to the highest deal in NFL history would mean they’d be financially limited in the deals they’d have to make towards other areas of the roster.

Not the case with the San Francisco 49ers in 2018.

Quarterback Jimmy Garoppolo signed a five-year, $137.5 million contract making him the most expensive player commodity in the league. It’s a reaction to the quarterback market and where it’s heading. And Garoppolo likely won’t be the highest-paid player for long.

Fortunately, the Niners were able to front-load the deal, taking advantage of the nearly $115 million in cap space they had prior to Garoppolo’s new contract.

And according to Over the Cap’s Jason Fitzgerald (h/t Better Rivals’ Oscar Aparicio), San Francisco would see only $4.2 million in dead money if it decided to move on from Garoppolo after 2019:

Garoppolo’s front-loaded deal means the 49ers still have a ton of cap space to play with this offseason. And there will likely be more in coming seasons.

We’ll take a look at what the cap situation will be for the Niners over the following three years, starting with 2018 and moving through 2020.

Note: All salary cap figures and contractual information courtesy of Over the Cap, unless otherwise indicated.